Finding the right vacation home in Florida!
Like Every Property, Every Buyer is Unique.
The answer to finding the right vacation home investment property for you is understanding your individual needs and goals. Put that together with properties that fit those needs to ensure you are presented with the best possible information so you can make the right choices and ultimately the right decision.
To make that decision, several points of important criteria have to be established.
Give your Vacation Home Specialist an accurate assessment of your budget. It sounds simple enough but some buyers will “hold back”.
What this can lead to is being shown inferior property to what you’re real buying power can achieve – leading to disappointment.
With prices compressed a very small difference in budget can open up many more potential properties that otherwise may not have been presented.
You also want to make it clear if the budget includes closing costs and expenses like furnishings.
To get the most from your Vacation Home Specialist be candid and trust him/her with your financial position. If you don’t trust them enough to do that – then find one you do.
You should know how you intend to pay for the property.
If you can pay cash you should, you will save a great deal of money over financing and also put you in a much stronger position to offer and negotiate.
If you are a foreign investor, finance or draw equity from your home country so you can pay cash in the USA. “Foreign national financing” is possible in the USA and should not be discounted.
Ask your Vacation Home Specialist how to approach financing.
You should have a reasonably good idea if and how you intend to personally use the property.
Personal use is a very important dynamic on finding the right property especially if your needs are specific – like traveling with older relatives, handicapped or special needs.
You may also consider amenities more important if you have a young family or particular interests like golf, fishing, exercise, nature walks or biking. A vacation home is a balance between a business investment and a personal lifestyle enhancement and use is a big part of that dynamic.
Are you ready to move now if the perfect property is presented to you, or do you have a specific date or time frame you need to work towards?
Planning a search strategy to fit a specific date – perhaps a scheduled visit to Orlando can make it easier to plan for arranging viewings. Pencil in about 4 weeks for a cash purchase, 8 weeks for financing.
New homes can take up to a year but plan on about 3-5 months on production homes and 5-8 on custom homes.
You should also make a decision on what is most important to your financial goals. Is long term or short term returns more import to you or are something in between?
Some resorts and properties have great short term income potential but a slower long term appreciation outlook, others the opposite and some are good all round. A few are ideal in all phases, and those that are usually come with a higher price tag.
Getting The Best Result.
It is my experience that the buyers I work with who clearly and accurately present their needs and goals with accurate financial capabilities and expediencies are those who are the most successful in meeting their vacation home objectives.
A good Vacation Home Specialist should not try to sell you a property. A good Vacation Home Specialist is going to help you find the property that fits your goals and is going to help you buy it.
Be candid with your representation and your success ratio for finding the ideal vacation home will improve dramatically.
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